So here we are, still in the pandemic. Things are a bit more predictable now, but we are seeing increased cases in the U.S. and in other parts of the world. The presidential election is only a little over a month away, and there is some hope that Joe Biden, a non-insane person, will be elected, but we have to prepare for the worst. However, in any event, no matter what happens, Donald Trump, on November 4, becomes "Lame Duck Don." Whether it is for a few weeks or a few years, he is "Lame Duck Don."